Roth Ira Limits 2025 Income 2025. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and filing jointly, your magi. In 2025, single filers with a modified adjusted gross income (magi) over $161,000 and married couples with a magi over $240,000 cannot contribute directly to a roth ira.
Ira contribution limits for 2025. For 2025, the roth ira contribution limits are going up $500.